Payment Policy

This Payment Policy explains how payments work when you place an order with Davison’s Nursery Inc, whether for shipped items or local in-store pickup, including live plants.

1. Accepted Payment Methods

We accept the following payment methods at checkout, processed securely through Stripe:

• Major credit and debit cards: Visa, Mastercard, American Express, and Discover; and
• Digital wallets: Apple Pay and Google Pay, where supported by your device and browser.

We do not accept cash, check, or money order for online orders. In-store purchases made directly at our Oklahoma City location may follow different accepted payment methods available at the register.

2. When You Are Charged

Full payment is required at the time you place your order — we do not offer deposits, layaway, or “buy now, pay later” installment plans. Your card or digital wallet is charged in full when your order is submitted and payment is authorized.

3. Currency

All prices on our website are listed and charged in U.S. Dollars (USD).

4. Sales Tax

Applicable state and local sales tax is calculated automatically at checkout based on your shipping address (or, for local pickup, our Oklahoma City store location) as required by law, and is shown as a separate line item before you complete your purchase.

5. Payment Security

All payment information is transmitted directly to Stripe over an encrypted (SSL/TLS) connection. Stripe is a PCI-DSS compliant payment processor, and we do not store your full card number on our servers. For more on how your payment information is handled, see our Privacy Policy.

6. Declined or Failed Payments

If your payment is declined, your order will not be processed and no product will be reserved. Please verify your card details, available balance, or digital wallet setup and try again, or use an alternative payment method. If you believe a payment was declined in error, please contact your card issuer first, then reach out to us if the issue continues.

7. Order Confirmation

An order is only confirmed once payment has been successfully authorized. You will receive an order confirmation email once this happens. If payment fails or is not completed, your order will not be placed.

8. Pricing and Billing Errors

In the rare event of a pricing or billing error, we will contact you before processing the affected charge, in line with our Terms and Conditions. If you notice a billing discrepancy on your statement, please contact us right away.

9. Fraud Prevention

We may use standard fraud-prevention checks on orders, and may contact you to verify your identity or cancel and refund an order that appears fraudulent or high-risk.

10. Refunds

Refunds for approved returns or cancellations are issued to your original payment method — see our Refund and Returns Policy for full details and timing.